Why order an appraisal from Shana Jackson Appraising, LLC?

Thousands of people in Georgia buy, sell or refinance their home every month. Many of these transactions involve a simple line item for an appraisal. Nearly all lenders still call in a local expert because the stakes are very high, even though there are an increasing number of automated home valuation processes that may appear cheaper than an appraisal. You might think that getting a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a licensed, independent real estate professional could come in handy.

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Appeal your tax assessment in Chatham County

It's possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your real estate, so if prices have gone down in your neighborhood, you can appeal your assessment and save money. An appraisal from Shana Jackson Appraising, LLC is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the homeowner is more than 80% of the actual value of the home, almost all lenders ask buyers to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is folded into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Shana Jackson Appraising, LLC will give you a statement regarding the value of your home. The cost of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.

An appraisal from Shana Jackson Appraising, LLC will help you settle a divorce with less stress

A divorce is an especially heartbreaking ordeal for the parties involved, and it is often more complicated by the strenuous decision of who maintains the home. So both parties are fully aware of the true market value of their house, it's a good idea to get an appraisal from Shana Jackson Appraising, LLC, regardless of the situation.

The parties will have a good idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these matters, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Chatham County?

Moving due to a job change can be a real pain, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed process.

Selling your home quickly at the right price with an appraisal from Shana Jackson Appraising, LLC

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they depend on our efforts to complete the appraisal.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.