Attention homeowners in Savannah and Chatham County: Get an Appraisal today!Here are the top 7 reasons Georgia homeowners use Shana Jackson Appraising, LLC:
At Shana Jackson Appraising, LLC, we understand the particular needs of a homeowner after appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. But as a consumer, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Shana Jackson Appraising, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that is declining or is not appreciating as much as other homes close to yours. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. A professional appraisal from Shana Jackson Appraising, LLC is your chief weapon when contesting your property tax assessment.Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping clients just like you remove unneeded and unwanted PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Shana Jackson Appraising, LLC can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Shana Jackson Appraising, LLC can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can assist you. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion. |